Va Jumbo Loans Home Loan Limits for 2008
VA Loan Limits for 2009
The update VA loan limits have been updated a distributed by the VA. The chart below represents the maximum 100% VA loan limit by county for 2009. All other counties not listed below will remain at the conforming limit of 7,000.
Please keep in mind that it is still possible through VA to get a home loan above and beyond these current limits. However, a 25% down payment is required on the difference. For example, if a qualified veteran borrower purchases a house for 0,000 the minimum required down payment would be calculated as such:
1. 0,000 (Purchase Price) minus the 7,000 (maximum 100% limit for a normal cost area) = 3,000
2. 25% of 3,000 is ,750, or just 7.6% of the purchase price
3. The applicable VA funding fee over the 7,000 limit would need to either be paid by the veteran borrower or seller.
VA Loan Limits for 2009 – for 100% financing
STATE
COUNTY
2009 VA LIMIT
Alaska
ALEUTIANS EAST
$ 625,500.00
Alaska
ALEUTIANS WEST
$ 625,500.00
Alaska
ANCHORAGE
$ 625,500.00
Alaska
BETHEL
$ 625,500.00
Alaska
BRISTOL BAY
$ 625,500.00
Alaska
DENALI
$ 625,500.00
Alaska
DILLINGHAM
$ 625,500.00
Alaska
FAIRBANKS NORTH
$ 625,500.00
Alaska
HAINES
$ 625,500.00
Alaska
JUNEAU
$ 625,500.00
Alaska
KENAI PENINSULA
$ 625,500.00
Alaska
KETCHIKAN GATEWAY
$ 625,500.00
Alaska
KODIAK ISLAND
$ 625,500.00
Alaska
LAKE AND PENINSULA
$ 625,500.00
Alaska
MATANUSKA-SUSITNA
$ 625,500.00
Alaska
NOME
$ 625,500.00
Alaska
NORTH SLOPE
$ 625,500.00
Alaska
NORTHWEST ARCTIC
$ 625,500.00
Alaska
PRINCE OF WALES
$ 625,500.00
Alaska
SITKA
$ 625,500.00
Alaska
SKAGWAY-HOONAH-ANGOO
$ 625,500.00
Alaska
SOUTHEAST FAIRBANKS
$ 625,500.00
Alaska
VALDEZ-CORDOVA
$ 625,500.00
Alaska
WADE HAMPTON
$ 625,500.00
Alaska
WRANGELL-PETERS
$ 625,500.00
Alaska
YAKUTAT CITY
$ 625,500.00
Alaska
YUKON-KOYUKUK
$ 625,500.00
California
ALAMEDA
,094,625.00
California
ALPINE
$ 503,750.00
California
CONTRA COSTA
,094,625.00
California
EL DORADO
$ 516,250.00
California
LOS ANGELES
$ 737,500.00
California
MARIN
,094,625.00
California
MONO
$ 575,000.00
California
MONTEREY
$ 525,000.00
California
NAPA
$ 643,750.00
California
NEVADA
$ 518,750.00
California
ORANGE
$ 737,500.00
California
PLACER
$ 516,250.00
California
SACRAMENTO
$ 516,250.00
California
SAN BENITO
$ 937,500.00
California
SAN DIEGO
$ 593,750.00
California
SAN FRANCISCO
,094,625.00
California
SAN LUIS OBISPO
$ 610,000.00
California
SAN MATEO
,094,625.00
California
SANTA BARBARA
$ 656,250.00
California
SANTA CLARA
$ 937,500.00
California
SANTA CRUZ
$ 805,000.00
California
SOLANO
$ 435,000.00
California
SONOMA
$ 566,250.00
California
VENTURA
$ 650,000.00
California
YOLO
$ 516,250.00
Colorado
BOULDER
$ 437,500.00
Colorado
EAGLE
$ 887,500.00
Colorado
GARFIELD
$ 450,000.00
Colorado
HINSDALE
$ 460,000.00
Colorado
LAKE
$ 887,500.00
Colorado
OURAY
$ 456,250.00
Colorado
PITKIN
,094,625.00
Colorado
ROUTT
$ 690,000.00
Colorado
SAN MIGUEL
$ 962,500.00
Colorado
SUMMIT
$ 785,000.00
Connecticut
FAIRFIELD
$ 556,250.00
District of Columbia
DISTRICT OF COLUMBIA
$ 812,500.00
Florida
COLLIER
$ 487,500.00
Florida
MONROE
$ 575,000.00
Georgia
GREENE
$ 560,000.00
Guam
GUAM
$ 625,500.00
Hawaii
HAWAII
$ 625,500.00
Hawaii
HONOLULU
$ 783,750.00
Hawaii
KALAWAO
$ 656,250.00
Hawaii
KAUAI
$





